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You're missing an important factor in the growth of claims. A good friend worked for SSI and now is a short term disability lawyer. When the economy crashed many people with some degree of disability that had been carried by their employers no longer could be. The employer couldn't afford it. So, if they qualify, they turn to disability. As always the best way to reduce people on disability, food stamps, unemployment insurance, Read More...

yes because American like Provence too but don't worry French are happy they now thmotto in lifek that they are American ! funny ;-) and get a preferred treatment allowed to borrow cheaper than before the problem is not working more or less, the problem is changing human kind first and the meaning of life. In life you experience crisis if not life will be a boring stream markets do the same, crisis are part of life we are Read More...

there is no question that the NYC school system has problems. The question is what type of leadership have Bloomberg and Klein provided when after 8 years of virtually unrestricted control, they still complain of the same issues as when they came in. Klein complains about the inflexibility of the union contract - yet the last contract was negotiated under his regime and could well have been crafted to allow for more flexibility. Read More...

It matters that you have a desire to make your life better and better. My section 8 neighbors are in two sections. the first is composed of retired or disabled or lower income in general, and I have no trouble at all here. These people grow the best roses!! Tthe second group is comprised of young men and women, who may be parents or not, have not grown up yet, have no education to speak of, don't know manners, seem to have Read More...

One commenter said he stuck to professional networks like Linked In due to the lack of privacy on Facebook. Today, when I opened LinkedIn, I found a recommended connection to someone I have corresponded with on Facebook and by way of private email on an address that I have never, to the best of my knowledge, authorized LinkedIn to scrape (although it is the email address I use for my LinkedIn groups). This person has no Read More...

The point of a tax system is to have the least impact and rise the max. revenue. If you read taxation textbooks you will see many studies done on this topic. However, I will give you one example. Capital Gains revenue has two global optimal solutions on is 10% the other is 15%. This means, that a 10% capital gains tax calculator gains tax brings in more money than an 11% capital gains tax. The studies show that the Read More...

Years ago I sat down with an extra copy of Le Carre's best book, The Honourable Schoolboy, and a set of colored highlighters. I was determined to break it down into categories of writing for fun: description of places, people, things; action, dialogue, etc. in order to see how he worked his magic. Before I knew it, I was halfway through the book, which I had already read several times, without making a single mark. Yet Read More...

A very depressing article but it seems a little lop-sided in its coverage. This article has recruiters moaning about graduates not having adequate improve communication skills skills but from my own experience of these sectors i have often found that recruiters, specifically HR professionals, have a very shallow understanding of the skill-set that they require for an opening. Convoluted interviewing and assessment techniques Read More...

The fossil fuel industry as a whole takes risks that is gambles with our future on par with the financial industry. Both engage in highly unethical business practices at times criminal practices, reap obscene profits, and create higher rates of poverty, more disparity of wealth, and in the case of big oil, coal and nuclear, more eco-degradation by powers of ten. Both finance and big energy have created the war industry Read More...

Very long time not reading this kind of news! Probably I visited a Hong Kong newspapers recently. And they drop the news in online version of WSJ. I like the rational folks there though I do have channel to go back there to work. Let the corporate bond demand to determine interest rate is a better tool than officials to handle interest rate adjustment. Second, build more trust between foreign bankers is a good idea. No Read More...